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In memory of Karl Davis, founder of this board, who made his final journey 12th June 2007

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Author: Subject: On credit
Underwater Plumber


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[*] Post 504612 posted on 16-9-2016 at 11:30 Reply With Quote
On credit

I don't do online purchases ever these days or online banking but when moving over onto a different type of current account they suggested that a credit card with a small limit would resolve my fear of "losing everything".

When it was approved the credit limit was so high that I was appalled. I reduced it right down, right away but it is easy to see why people get into financial trouble. Banks encourage frivolous spending imo.
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The Q


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[*] Post 504613 posted on 16-9-2016 at 12:20 Reply With Quote

Clever. Never thought about reducing the limitkewl_glasses
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Anything you like


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[*] Post 504620 posted on 17-9-2016 at 09:10 Reply With Quote

Onlyever done one online purchase, years ago. I simply don't trust the internet, for that stuff.

Jane does, though. Mind you, her card's been cloned. Mine hasn't. :D

I have no idea what my limits are, to be honest. I rarely buy anything that needs a credit card. Just for vet bills, which we're insured for.
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