I don't do online purchases ever these days or online banking but when moving over onto a different type of current account they suggested that a
credit card with a small limit would resolve my fear of "losing everything".
When it was approved the credit limit was so high that I was appalled. I reduced it right down, right away but it is easy to see why people get into financial trouble. Banks encourage frivolous spending imo.
Clever. Never thought about reducing the limit
Onlyever done one online purchase, years ago. I simply don't trust the internet, for that stuff.
Jane does, though. Mind you, her card's been cloned. Mine hasn't.
I have no idea what my limits are, to be honest. I rarely buy anything that needs a credit card. Just for vet bills, which we're insured for.
I use online services for bill payment, heck I even use EvilBay for purchases. I'm just hoping that these nigerians who want to launder a gazillion dollars pop some into my accounts. So far, no luck!